Life Insurance in Dayton, OH
Life insurance can help provide financial support for loved ones, family members or even a charity after your death. While choosing a policy can seem complicated, the agents at Universal Insurance Agency are here to simplify the process for you. Contact us today to start evaluating your life insurance options.
Life Insurance Policy Options
Life insurance policies fall into two categories: term life and permanent life. We offer a variety of life insurance options tailored to fit the unique needs of our clients, including the following:
- Term life insurance may be ideal for short-term coverage needs. This type of life insurance policy generally provides coverage over a specified period, typically 10, 20, or 30 years. This straightforward policy pays a death benefit in an amount you choose so long as the policy is in force when you pass away. Term life insurance can help ensure your loved ones can maintain their lifestyle, even in your absence.
- Permanent life insurance is designed to provide lifelong coverage that can also build cash value over time. This long-term solution can also serve as a financial asset. Depending on the type of policy you choose, it may offer flexible premiums and adjustable benefits, combining the perks of term and whole life insurance.
Why Buy Life Insurance?
Life insurance can be the cornerstone of your financial plan. It can help your family cover outstanding secured debts, mortgages and educational expenses after you pass away. Some people purchase life insurance to help create an inheritance or make charitable donations as part of their lasting legacy.
Reach out to Universal Insurance Agency in Dayton, OH, today to discuss your life insurance options. We can help you compare quotes from multiple reputable insurers.