Medicare Coverage in Dayton, OH
Universal Insurance Agency is your trusted partner when navigating the vast realm of Medicare. Contact us today to learn more about your Medicare options.
How Many Medicare Parts Are There?
Medicare parts include the following:
- Part A (hospital insurance) may help cover inpatient hospital stays, hospice care, care in skilled nursing facilities and some home health care.
- Part B (medical insurance) may help cover certain doctors’ services, outpatient care, medical supplies and preventive services.
- Part C (Medicare Advantage Plan) are an alternative to traditional Medicare, combining Part A, Part B and sometimes Part D. It’s offered by private companies approved by Medicare.
- Part D (prescription drug coverage) may help cover the cost of prescription medications.
Do I Automatically Get Medicare When I Turn 65?
If you’re receiving Social Security benefits when you turn 65, you’ll be automatically enrolled in Medicare Part A and Part B.
If you haven’t started receiving Social Security benefits by 65, you must manually sign up for Medicare. This can be done during your Initial Enrollment Period (IEP), which starts three months before you turn 65 and lasts for seven months.
Delaying enrollment can have lasting impacts, such as potential penalties. Contact your agent for further guidance.
The team at Universal Insurance Agency in Dayton, OH, is dedicated to providing the support you need as you explore your Medicare options. Contact us today for a Medicare Advantage quote.